UNSECURED LOANS———————————— $12,000.00 SIGNATURE LOAN
$18,500 WITH 1 CO-MAKER
$24,000.00 WITH 2 CO-MAKERS
“D” & “E” Borrowers need qualified “C” or better co-signer. A-A+ =3 times monthly/B-C=2times/D-E 1 time monthly salary
LOAN RATES
SHARE SECURED LOAN————————————————–3.90% or, if certificate, CD Rate + 2.00%
UNSECURED LOANS
Grade Credit Range Grade Up to 36 Months Up to 60 Months
A+ 730 Plus A+ 10.00% 12.50%
A 680-729 A 13.00% 14.50%
B 640-679 B 15.00% 16.00%
C 600-639 C 16.00% 16.50% (48 Mo. max)
D 550-599 D 18.00% N/A
E 500-549 E 18.00% N/A
E- 499 or less E- N/A N/A
Secured – NEW AND USED AUTO/MOTORCYCLE/BOAT/RV* LOAN: +2.00% for used cars, 7 model years back only
Credit Range: Grade: 24 mos. 36 mos. 48 mos. 60 mos. 72 mos. 84 mos.
730 Plus A+ 4.50% 5.39% 5.49% 6.00% 6.50% 6.75%
680-729 A 5.50% 5.99% 6.49% 7.00% 7.50% 7.75%
640-679 B 6.50% 6.99% 7.49% 8.00% 8.50% 8.75%
600-639 C 7.50% 7.99% 8.49% 9.00% 9.50% N/A
550-599 D 15.00% 16.00% % 17.00% 18.00% N/A 20% Down Required or equity value
500-549 E 15.99% 18.00% 18.00% 18.00% N/A N/A 20% Down Required or equity
Under 499 E- N/A
The Credit Union will Price match with the proper proof. and no additional discount will apply.
* NEW BOAT/PERSONAL WATER CRAFT—80% OF VALUE OF VESSEL INVOICE NEW OR USED AND SURVEY WILL BE REQUIRED..
A+ and A paper only:
73-120 months 12.75%( up to 15,000) 121-144 months 14.00% (up to 25,000.) 145-180 months 15.00% (26,000 and up)
*Debt Consolidation Loan——-UP TO $30,000.00-60 MONTHS—13.00% A and A+ paper only
*Proceeds made directly to creditors only!
Payday Alternative Loans Available up to $2000.00