2/22/22

UNSECURED LOANS————————————$12,000.00 SIGNATURE  LOAN

                                                                                      $18,500  WITH 1 CO-MAKER

                                                                                      $24,000.00  WITH 2 CO-MAKERS

“D” & “E” Borrowers need qualified “C” or better co-signer. A-A+ =3 times monthly/B-C=2times/D-E 1 time monthly salary

LOAN RATES                  

SHARE SECURED LOAN————————————————–3.90% or, if certificate, CD Rate + 2.00%

UNSECURED LOANS

Grade     Credit Range                   Grade               Up to 36 Months                  Up to 60 Months

  A+         730 Plus                                 A+                        8.00%                                   8.50%

    A           680-729                                 A                          9.00%                                   9.50%

    B           640-679                                 B                          10.00%                                 10.25%

    C           600-639                                 C                          11.00%                                 11.25% (48 Mos.) max

    D           550-599                                 D                          18.00%                                  N/A

    E           500-549                                 E                          18.00%                                  N/A

    E-          499 or less                             E-                         N/A                                          N/A

Secured – NEW AND USED AUTO/MOTORCYCLE/BOAT/RV*  LOAN:

Credit Range:       Grade:    24 mos.  36 mos.  48 mos.  60 mos.  72 mos.  84 mos.

730 Plus                     A+      3.50%    3.99%    3.99%    4.50%    5.50%    6.50%

680-729                     A         4.50%    4.99%    4.99%    5.50%    6.50%    7.50%

640-679                     B         5.50%    5.99%   5.99%    6.50%    7.50%    8.50%

600-639                     C         6.50%    6.99%   6.99%    7.50%    8.50%    N/A

550-599                     D       12.99%  15.00% %  15.00%  16.00%   N/A 20% Down Required or equity value

500-549                     E        15.99%  18.00% 18.00%  18.00%  N/A         N/A 20% Down Required or equity

Under 499                 E-      N/A

The Credit Union will Price match with the proper proof. and no additional discount will apply.

* NEW BOAT/PERSONAL WATER CRAFT—80% OF VALUE OF VESSEL INVOICE NEW OR USED AND SURVEY WILL BE REQUIRED..

A+ and A paper only:

73-120 months 7.75%( up to 15,000)    121-144 months 8.00% (up to 25,000.)   145-180 months 9.99% (26,000 and up)

*Debt Consolidation Loan——-UP TO $30,000.00-60 MONTHS—8.00%   A and A+ paper only

*Proceeds made directly to creditors only!

Payday Alternative Loans Available up to $2000.00